Fact: Rose M Delaney embezzled from a State Farm insurance agency. Rose Delaney was arrested, convicted, placed on probation and restitution was made.

Fact: Rose M Delaney was hired by this office, and we were not made aware of her conviction for embezzlement at the time of her hiring, although she was on probation at the time. This turned out to be the first of many concealments or misrepresentations, as she was required by the State of Florida to declare that she was on probation at time of hiring.

Fact: Rose M. Delaney did an excellent job with our clients, company representatives and in a short period of time became a very valued member of our office. However, approximately 60 days or so into her employment, Rose M. Delaney stated that needed to speak to me, as her probation officer was stopping by to “check” on her. She advised me at that time that she had embezzled at another insurance agency, she had made restitution, she turned herself in as she had a guilty conscience. The true facts will be painfully obvious later.

Based upon the information as I “understood”, Rose Delaney remained employed as I felt at the time everyone was deserving of a second chance especially in light of the facts as, “I understood”. Eventually Rose Delaney, became office manager, was paid a good salary with benefits and had her own company car. We were friends and even family, she would bring in food that she made, and she even married myself and my wife of the time.

Fact: Rose M. Delaney embezzled a second time this time from my office. This embezzlement was one in which Bernie Madoff would have been proud. It consisted of knowingly misrepresenting to premium finance companies that an insurance policy had been written to get money, it involved hiding client files in her company vehicle, it involved going out and paying claims on policies that were suppose to be written, having clients call her on her cellular phone as opposed to the office, changing names on checks and forgery, basically orchestrating a one women Ponzi scheme. Yet she states, “I never thought I was doing anything wrong”.

In her story which must be a work of fiction, Rose M Delaney indicates that she was depressed and realized what she had done and I quote: “I went to my boss and told him about the car. He didn’t take it too well. He pressed charges and I was arrested.”

Fact: “Red Flags” occurred, files were discovered hidden her company vehicle trunk and the shear magnitude of was she had done was only beginning to surface during a six month spree. AT NO TIME DID SHE REPRESENT IN ANY FASHION what she had done, and frankly, had it just been about a car, that could have been easily dealt with. All told between the embezzlement, claims that had to be paid, attorney’s and many years in litigation, in excess of $ 600,000 was easily paid out, in one fashion or another, due directly to the misdeeds of Rose M Delaney, yes that is in excess of $600,000 and no doubt closer to seven figures when you count all the extending factors such as the Department of Insurance request to revoke my insurance license, the eventual divorce from my wife, as well as the estrangement of my children against me for a period of time or the near lose of this business….should this allow me to embezzle I think not!, the title of this article by Rose Delaney, could have apt been titled: “Leaving Others Hanging By a Thread”, including her family. Was she depressed, YES, she was caught.

Now previously Rose Delaney stated that she “went to my (her) boss”.

Fact: In speaking with lead investigator Lt William “Biff’ Lagan, of the Florida Department of Insurance. Rose Delaney was “found out” by her first employer at State Farm to have embezzled, she didn’t have a guilty conscience, she was caught with her hand in the cookie jar. The only reason she turned herself over to authorities is as a result of, Lt. Lagan, had threatening to come to her home with lights and sirens, news teams and all the panoply of a good arrest.

Fact: Rose M. Delaney after the first embezzlement, Rose Delaney did not make restitution, but rather her parents made restitution on her behalf, by placing a mortgage on their home.

Fact: Rose M Delaney, ABSOLUTELY DID NOT turn herself in after the second embezzlement; she was however enjoying herself with her friends at Busch Garden’s, when her embezzlement was finally uncovered.

Factually speaking we all know many people who have mental illness and you will never hear me dismiss the seriousness, however, for Rose Delaney to keep stating boldface lies years after the fact is absolutely beyond incredible, and to be “Executive Director”, of a organization dealing with mental illness when she fabricates the past is equally incredible. I can only recommend that the checkbook be hidden, hide petty cash, check your files, video tape and check prior references directly. WHY? We are speaking of a lady, adjudicated guilty for 2 charges of Grand Theft, both Felonies; and 15 charges of forgery which were also Felonies, thankfully I was able to make sure that legally she could never ever be employed in the insurance industry again.

Fact: Rose Delaney never has made complete restitution to this office, although this to was to be done during her 2nd probation. I can only assume Rose Delaney forgot this as well.

Rose Delaney is excellent at public relations, as well as a fantastic cook, and she will easily become your friend, anyone’s friend, as she is that type of person, your best friend, your pal, your BFF. Please however be on guard, as I would place odds that it (an embezzlement of some type even in the form of a “GRANT”) will occur yet again if it hasn’t already, as it is painfully obvious from reading this account of Rose Delaney and her story of survival from mental illness, that much if not a majority of it were fiction, or to be more precise it is a boldface lie, as it surely is not based upon clear evidence or the facts and to assume otherwise would be to state that the Holocaust was made up, and Saddam Hussein was actually Mother Teresa.

In closing, refer to me as a Harbinger, I know Rose Delaney, I know the harm she can inflict in others by betraying their trust, I know the sheer hell that she put myself, my staff, my family and clients through, so if this letter helps to prevent yet another fraud, I well, I will have done my job, as no one warned me.

Thank you
Gary S Wolfe